P2P Lending decentralization cryptocurrency platform. NEO Finance ICO rating – not rated.
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PRE ICO Dates : 22/08/18 – 05/09/18
About NEO Finance ICO (token sale)
NEO Finance is a decentralized platform that takes into account the weaknesses of classic P2P credit models, which will create a stable and secure system for crediting users.
It will provide you with fiat money, secured by crypto-currency. Thus, this will save you from the need to sell the crypto-currency, if you have an urgent need for money, and will allow you to use your portfolio without the need to sell it.
Thanks to the economic model of NEO Finance, the value of the pledge asset is public and understandable to each participant in the transaction, and the terms of the loan itself are fixed in the detachment.
Since the terms of this transaction are regulated by a smart contract, the solvency of the borrower, the assessment of the collateral, and the need to collect it from the borrower is no longer necessary. All this makes it possible to reduce financial costs, which in the traditional banking credit system are subsequently pawned in the interest rate on the loan.
NEO Finance offers an international platform in which participants have the opportunity to instantly receive a money loan with fiat money on bail of volatile crypto assets such as:
Receipt of credit funds can be carried out in the following ways:
- In your wallet NEO Finance
- With the help of a payment card NEO Finance, with the possibility of cashing in any ATM
- Using the user’s bank card (for an additional interest)
NEFCoin (NEF) is a token created on the basis of the ETH standard ERC-20. The NEF token will be used in the system:
- As a currency for the issuance of loan funds
- Commission Fees
- Receiving cash-back
- Implementing transactions within the platform
NEFCoin (NEF) is required throughout the project to support ongoing development and operational requirements. All employees are rewarded in NEF tokens.
The initial volume of tokens will be 1,000,000,000 NEF. As the platform develops, if necessary, an additional issue of tokens is possible.